Au Bank Credit Cards cashback is currently offered by one portal: GoPaisa (up to ₹1,100 back). GotCashback.co.in tracks Au Bank Credit Cards across 1 cash back portal.
Rates last checked 12 Sept 2026, 6:22 am IST
| Portal | Cashback | ||
|---|---|---|---|
 GoPaisa | Up to ₹1,100 back |
Au Bank Credit Cards cashback frequently asked questions
AU Bank Credit Cards cashback through cashback portals is a reward earned when you visit a participating merchant through a tracked cashback portal and complete an eligible purchase using an AU Bank Credit Card. The portal cashback is generally separate from any cashback, rewards, or benefits offered directly by AU Small Finance Bank.
Sign in to a cashback portal, search for an eligible merchant, activate the cashback offer, click through to the merchant, and complete your purchase using your eligible AU Bank Credit Card. Keep tracking enabled and follow the portal's offer terms.
You may be able to earn portal cashback with other payment methods, depending on the merchant's terms. However, offers specifically promoted as AU Bank Credit Cards cashback may require payment with an eligible AU Bank Credit Card.
Combining cashback with merchant discounts depends on the individual offer. Coupon codes, promotional discounts, gift cards, wallet payments, and other incentives may be excluded, so review the cashback portal's terms before completing your purchase.
No. Cashback portal rewards usually apply only to purchases made at participating merchants after a valid tracked visit. Transactions such as bill payments, excluded categories, canceled orders, returns, and purchases made outside the portal's terms may not qualify.
Eligibility varies by campaign, merchant, and portal. Some offers may apply to all AU Bank Credit Cards, while others may be limited to specific card variants or cardholders. Check the offer page and the applicable AU Bank terms before shopping.
Log in to the cashback portal, select the merchant's AU Bank Credit Cards cashback offer, and click the portal's Shop Now or Activate button. Complete the transaction in the same browsing session unless the offer instructions state otherwise.
A cashback transaction may appear as pending within a few hours or several days. The exact time depends on the merchant, the portal's tracking system, and the transaction type. Check the portal's estimated tracking period for the specific offer.
Cashback may fail to track if cookies were blocked, ad blockers were active, another coupon site was used, the purchase was made in a different session, or the transaction included an excluded item. Contact the portal's support team with your order details before the claim deadline.
Open the cashback portal's missing cashback or transaction support form and provide the merchant name, order number, purchase date, order value, and payment details if requested. Submit the claim within the portal's stated time limit and avoid sharing your full card number.
Cashback generally becomes payable after the merchant confirms the transaction and the return or cancellation period ends. This process can take several weeks, and the timing differs by merchant and cashback portal.
Once your cashback balance reaches the portal's minimum withdrawal threshold and becomes payable, choose an available payment method, such as bank transfer, digital wallet, or another supported option. Requirements and payment methods vary by portal and region.
In many cases, an eligible purchase may earn both the card's applicable rewards and the cashback portal's reward. However, certain merchant categories, payment methods, or promotional terms may limit one of the benefits.
Some cashback portals may list rewards for applying for or being approved for an AU Bank Credit Card. These offers usually have additional conditions, such as completing an application through the tracked link, approval, card activation, or meeting a spending requirement.
Yes, existing cardholders can often earn portal cashback on eligible purchases at participating merchants. New-customer restrictions may apply to some offers, so review the merchant and portal eligibility requirements before placing an order.
Cashback portal rewards generally do not apply to credit card bill payments unless the portal specifically lists a qualifying bill-payment offer. Always check the offer exclusions because bill payments and financial services are frequently excluded.
Cashback is commonly calculated on the eligible product subtotal, excluding taxes, shipping, handling charges, fees, discounts, and gift cards. The exact calculation method is set by the merchant and cashback portal.
You may be able to use a coupon listed on the cashback portal and retain the cashback, but unlisted or third-party coupon codes may invalidate the reward. Use only coupons shown as compatible with the specific offer.
If an order is canceled, returned, refunded, or partially refunded, the portal may reverse or reduce the related cashback. Cashback may also be reversed if the merchant later rejects the transaction.
Compare portal rates before shopping, activate the offer immediately before purchase, use eligible coupons, avoid switching sites during checkout, keep proof of purchase, and review exclusions. Also compare the portal reward with AU Bank's card-level promotions and merchant offers.
No. Cashback is conditional on tracking, merchant validation, eligibility, and compliance with the offer terms. A purchase may be declined if it is returned, canceled, attributed to another marketing channel, or excluded by the merchant or cashback portal.
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