Axis LIC Platinum Credit Card cashback is currently offered by one portal: CashKaro.com (₹1,000 back). GotCashback.co.in tracks Axis LIC Platinum Credit Card across 1 cash back portal.
Rates last checked 12 Sept 2026, 6:45 am IST
| Portal | Cashback | ||
|---|---|---|---|
 CashKaro.com | ₹1,000 back |
Axis LIC Platinum Credit Card cashback frequently asked questions
Axis LIC Platinum Credit Card cashback refers to savings earned when you use the card through eligible cashback portals, merchant offers, coupons, or promotions. Portal cashback is generally separate from any reward points, discounts, or benefits provided directly by Axis Bank.
Visit a participating cashback portal, search for the retailer, activate the offer, and click through to the merchant before completing your purchase. Pay with your Axis LIC Platinum Credit Card and follow all offer terms to qualify for cashback.
Yes, you can typically use the Axis LIC Platinum Credit Card on participating merchant websites listed by cashback portals. Eligibility depends on the retailer’s payment rules and the specific cashback offer terms.
No. Axis LIC Platinum Credit Card cashback is usually available only for eligible purchases made through participating merchants and activated portal offers. Some products, payment methods, categories, and transactions may be excluded.
Most cashback portals require you to create an account and sign in before clicking through to a retailer. You may also need to activate the offer. Check the portal’s rules because cashback cannot always be added retroactively.
The cashback amount varies by retailer, product category, promotional campaign, and portal. It may be a percentage of the eligible purchase or a fixed amount. Always review the current rate, maximum cap, and exclusions before buying.
In many cases, an eligible purchase may earn portal cashback and card rewards separately. However, this depends on the merchant, transaction type, card terms, and offer exclusions. Review both the cashback portal terms and Axis Bank’s current card conditions.
Cashback may appear as pending within a few hours or several days after the merchant reports the transaction. Tracking times vary by retailer and portal, and some purchases may take longer during major sales.
Cashback generally becomes payable after the retailer confirms that the order was completed, delivered, and not cancelled or returned. The confirmation period can range from a few weeks to several months depending on the merchant and portal.
Check that you used the correct portal link, completed the purchase in the same session, and met all offer conditions. If the cashback is still missing after the stated tracking period, submit a missing-cashback claim with your order details and payment information.
Usually, cashback portals cannot guarantee cashback for purchases made without clicking through an activated offer. Some portals may investigate a missing-cashback claim, but approval depends on merchant tracking data and the applicable terms.
It can. Coupons listed on the cashback portal may be compatible, while unlisted or unauthorized coupon codes may invalidate cashback. Check the offer terms before using any promotional code.
Sale purchases may qualify when the merchant includes them in the cashback offer. Some retailers exclude sale items, clearance products, selected brands, or special promotions, so confirm the exclusions before placing your order.
Cashback is commonly cancelled or reversed when an order is returned, refunded, cancelled, exchanged, or marked as fraudulent. Partial returns may also reduce the cashback amount.
EMI purchases may or may not qualify, depending on the retailer and cashback portal. Some offers exclude credit-card EMI transactions, while others include them. Read the payment-method conditions before choosing EMI.
Some portals provide cashback on eligible bill payments, mobile recharges, or utility transactions, but availability and exclusions vary. Confirm that the specific service and payment method are covered before completing the transaction.
After cashback becomes payable, the portal may let you withdraw it through supported methods such as a bank transfer, digital wallet, gift card, or another approved option. Minimum withdrawal limits and verification requirements may apply.
Many cashback portals require you to reach a minimum payable balance before withdrawing cashback. The threshold and available withdrawal methods differ by portal, so check the current account and payout rules.
Cashback portal policies may include processing rules, service conditions, or applicable taxes depending on the payout method and local regulations. Review the portal’s terms and consult a tax professional if you need advice about reporting cashback.
Compare cashback rates across portals, activate the offer before shopping, use eligible coupons, check exclusions, avoid returns, and keep order records until the cashback is confirmed. Also compare the portal offer with any direct Axis Bank or merchant promotion.
You can compare current offers on cashback websites such as SimplyBestCoupons.com and other participating portals. Rates and terms change frequently, so verify the retailer’s offer page immediately before making your purchase.
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