Kotak Cashback Plus Credit Card cashback is currently offered by one portal: CashKaro.com (up to ₹1,000 back). GotCashback.co.in tracks Kotak Cashback Plus Credit Card across 1 cash back portal.
Rates last checked 12 Sept 2026, 12:45 am IST
| Portal | Cashback | ||
|---|---|---|---|
 CashKaro.com | Up to ₹1,000 back |
Kotak Cashback Plus Credit Card cashback frequently asked questions
Kotak Cashback Plus Credit Card cashback is the reward you may earn on eligible purchases made with the card. When shopping through a cashback portal, you may also receive portal cashback, subject to the card issuer's and portal's terms and conditions.
Visit a cashback portal such as SimplyBestCoupons.com, search for the retailer, click through the tracked shopping link, and complete your purchase using the Kotak Cashback Plus Credit Card. Card cashback and portal cashback are credited separately when eligible.
In many cases, you can earn both types of cashback: card cashback from Kotak Mahindra Bank and portal cashback from the shopping portal. Eligibility depends on the retailer, transaction category, payment method, exclusions, and current offer terms.
You generally need to create or log in to a cashback portal account to track and receive portal cashback. Registration is separate from applying for or using the Kotak Cashback Plus Credit Card.
You can compare available offers on cashback platforms such as SimplyBestCoupons.com and other reputable portals. Always review the retailer's current terms to confirm whether card payments and portal cashback are supported.
Log in to your cashback portal account and open the cashback or transaction history section. A qualifying purchase may first appear as pending before it is confirmed after the retailer's return and cancellation period.
The timing depends on the card program and the cashback portal. Portal cashback may track within minutes or days, while card cashback is usually calculated and credited according to the card's billing and rewards schedule.
Common reasons include using an untracked link, disabling cookies, applying an excluded coupon, returning the order, using an unsupported payment method, or purchasing an excluded product. Contact the relevant card issuer or portal support team with your order details.
You may be able to use coupons and earn card cashback, but portal cashback can be affected if the coupon was not listed on the portal. Check the offer terms before applying any promotional code.
No. Cashback is not guaranteed for every transaction. The purchase must meet the card program's eligibility rules and the portal's tracking, retailer, category, and promotional conditions.
No. Eligible purchases may vary by merchant category, transaction type, product, payment method, and offer. Cash advances, fees, refunds, wallet loads, and other excluded transactions may not qualify.
Online shopping may qualify when the retailer and transaction meet the applicable card and portal requirements. Start from the portal's tracked link and pay directly with the Kotak Cashback Plus Credit Card whenever the offer permits.
Travel bookings may qualify if the retailer's offer and the card's reward rules include them. Review exclusions for flight tickets, hotels, cancellations, taxes, convenience fees, and third-party payment processors before booking.
Digital-wallet transactions may be treated differently from direct card payments. Some may be excluded from card cashback or portal cashback, so check the current terms and use direct card payment when required.
Yes. A returned, cancelled, or partially refunded order may cause portal cashback to be reversed and may also affect the card cashback calculation. The final adjustment depends on the issuer and retailer policies.
EMI transactions may have different cashback rules. Some offers include eligible EMI purchases, while others exclude them or calculate rewards differently. Confirm the card's current terms before selecting EMI at checkout.
Cashback is often calculated on eligible transaction value rather than every amount shown on an invoice. Taxes, shipping fees, convenience charges, and other components may be excluded under the applicable terms.
A monthly, annual, category-based, or promotional cashback cap may apply. Check the latest Kotak Mahindra Bank card terms and the cashback portal offer page for limits before making a purchase.
Compare portal rates, activate the offer before shopping, use the card directly when eligible, avoid unlisted coupons, enable tracking permissions, save order confirmations, and review exclusions and cashback caps.
Check the official Kotak Mahindra Bank product and rewards documents for card cashback rules, and review the retailer's page on a portal such as SimplyBestCoupons.com for tracking requirements, rates, exclusions, and validity dates.
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