# SBI Cashback Credit Card Cashback — Compare Rates Across 2 Cashback Portals

> GotCashback.co.in tracks SBI Cashback Credit Card cashback rates across 2 cashback portals, updated 2026-09-08T18:41:41Z. Current best rate: **up to ₹1,500 back** via **GoPaisa**. This page is the agent-readable version of https://www.gotcashback.co.in/Stores/SBI-Cashback-Credit-Card/.

- Canonical HTML page: https://www.gotcashback.co.in/Stores/SBI-Cashback-Credit-Card/
- Data freshness: rates last checked 2026-09-08T18:41:41Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Compare SBI Cashback Credit Card cashback across 2 portals: GoPaisa up to ₹1,500 back, CashKaro.com ₹1,400 back. Updated 8 Sept 2026.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | Upto ₹1500 |
| Portal | [GoPaisa](https://www.gotcashback.co.in/Portals/gopaisa/) |
| Rate type | tiered — varies by category (listed rate is the maximum) |
| Cashback link | https://www.gotcashback.co.in/Click/gopaisa/SBI-Cashback-Credit-Card/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [CashKaro.com](https://www.gotcashback.co.in/Portals/cash-karo/) | ₹1400 | — | — | https://www.gotcashback.co.in/Click/cash-karo/SBI-Cashback-Credit-Card/ |
| [GoPaisa](https://www.gotcashback.co.in/Portals/gopaisa/) | Upto ₹1500 (up to) | — | — | https://www.gotcashback.co.in/Click/gopaisa/SBI-Cashback-Credit-Card/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://www.gotcashback.co.in/Stores/SBI-Cashback-Credit-Card/History/Json/year/
- Last 30 days: https://www.gotcashback.co.in/Stores/SBI-Cashback-Credit-Card/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to SBI Cashback Credit Card from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## Ask AI or Telegram

- AI assistants can query live cashback rates for this store via the [GotCashback MCP Server](https://mcp.gotcashback.com) — setup guide: https://www.gotcashback.co.in/mcp-server/
- [Ask the Telegram bot](https://t.me/GotCashbackBot?start=s_6712026_cb): opens @GotCashbackBot with this store's cashback rates.

GotCashback.co.in compares cashback rates across 100 cashback portals in 41 countries worldwide, including 6 portals and 642 stores in India. Founded in 2020; operated by MNP Enterprises, LLC.

## FAQ

**What is SBI Cashback Credit Card cashback?**
SBI Cashback Credit Card cashback is the reward credited by SBI Card on eligible transactions made with the card. Cashback earned through a cashback portal is usually a separate reward offered by that portal for beginning a qualifying purchase through its tracked link.

**Can I earn SBI Cashback Credit Card cashback through cashback portals?**
Yes, you may earn SBI Cashback Credit Card cashback when you use the card for eligible purchases after entering a merchant through a participating cashback portal. You may also receive separate portal cashback if the transaction satisfies the portal’s terms and tracking requirements.

**Can I earn both SBI Cashback Credit Card cashback and cashback portal rewards?**
In many cases, you can earn both rewards because SBI Card cashback and portal cashback are separate programs. However, some merchants, payment methods, coupon codes, or promotional terms may exclude one of the rewards, so check the SBI Card and portal conditions before purchasing.

**How do I earn SBI Cashback Credit Card cashback using a cashback portal?**
Sign in to the cashback portal, search for the merchant, activate the offer, and visit the merchant through the portal’s tracked link. Complete the purchase using your SBI Cashback Credit Card and follow all offer conditions, including minimum order values, eligible categories, and coupon restrictions.

**Does clicking a cashback portal link affect SBI Cashback Credit Card cashback eligibility?**
Normally, clicking a cashback portal link does not by itself affect SBI Cashback Credit Card cashback eligibility. The card cashback depends on SBI Card’s applicable terms, while portal cashback depends on successful referral tracking and the merchant’s conditions.

**Which purchases qualify for SBI Cashback Credit Card cashback through portals?**
Eligible online purchases generally qualify when they are processed under the card’s applicable online-spend rules. Exclusions may include certain wallet loads, fuel, rent, utilities, education, insurance, cash advances, balance transfers, EMI transactions, government payments, and other categories specified by SBI Card.

**Are cashback portal purchases eligible for the SBI Cashback Credit Card online cashback rate?**
A purchase may qualify if it is recognized as eligible online spending under the current SBI Cashback Credit Card terms. The transaction’s merchant category, payment processing method, refunds, cancellations, and applicable exclusions can affect the cashback rate or eligibility.

**Do SBI Cashback Credit Card cashback and portal cashback have separate limits?**
Yes. SBI Card may apply its own monthly or statement-cycle cashback cap, while a cashback portal may apply separate limits per user, merchant, campaign, or calendar period. Reaching one limit does not necessarily mean the other reward has been reached.

**How is SBI Cashback Credit Card cashback calculated on portal purchases?**
SBI Card calculates cashback according to the applicable percentage, eligible transaction amount, exclusions, and spending cap in its current terms. The cashback portal calculates its reward independently, often using the net purchase value after discounts, taxes, shipping, cancellations, and returns.

**Do cashback portal coupons reduce SBI Cashback Credit Card cashback?**
A coupon may reduce the transaction amount on which card cashback is calculated, depending on SBI Card’s rules. In addition, using a coupon not listed on the cashback portal may make the portal reward ineligible, so review both sets of terms before applying a code.

**Can I use a cashback portal and an SBI Card EMI offer together?**
Using an EMI offer may affect SBI Cashback Credit Card cashback and portal cashback eligibility. Some EMI transactions or bank promotions may be excluded from regular card cashback, and the portal may also exclude EMI orders. Confirm the current terms for the specific offer and merchant.

**Why is my SBI Cashback Credit Card cashback missing after a portal purchase?**
Possible reasons include an excluded merchant category, a transaction processed offline or through a different payment route, an exceeded cashback cap, a refund or cancellation, an ineligible EMI transaction, or a transaction that does not meet SBI Card’s current terms. Contact SBI Card with the transaction details if the card cashback is not reflected as expected.

**Why is my cashback portal reward missing even though I used my SBI Cashback Credit Card?**
Portal cashback can be missed if tracking was blocked, cookies were deleted, another coupon or referral link was used, the order was cancelled or returned, the purchase was made in multiple tabs, or the merchant excluded the product or payment method. Raise a missing-cashback claim with the portal within its stated claim period.

**How can I improve tracking for SBI Cashback Credit Card cashback purchases through portals?**
Start from the portal’s app or website, activate the offer immediately before shopping, allow required cookies and redirects, avoid ad blockers during the purchase, use one browser session, do not visit competing coupon sites, and complete the order without switching referral links.

**When is SBI Cashback Credit Card cashback credited for portal purchases?**
SBI Card generally posts eligible cashback according to its statement or reward-crediting schedule, but the exact timing depends on the card’s current terms and transaction processing. Portal cashback usually appears as pending first and becomes payable only after the merchant confirms the order and the return period ends.

**Are returned purchases eligible for SBI Cashback Credit Card cashback and portal cashback?**
Returned, cancelled, or partially refunded purchases may have the related SBI Cashback Credit Card cashback reversed or excluded. Cashback portals commonly cancel or adjust rewards for returned orders, so the final reward may be based only on the portion that remains completed and eligible.

**Can I earn SBI Cashback Credit Card cashback on gift cards purchased through portals?**
Gift-card eligibility varies by merchant, transaction category, and current SBI Card terms. Some gift-card purchases may qualify for card cashback, while others may be excluded or treated differently by the portal. Check both programs before buying.

**Does the SBI Cashback Credit Card cashback rate vary by merchant when using portals?**
The applicable SBI Cashback Credit Card rate may depend on the type of transaction and the card issuer’s current terms rather than the portal alone. Separately, each cashback portal can offer a different reward rate for the same merchant, so compare the portal offer and confirm the card rules.

**Can I earn SBI Cashback Credit Card cashback when paying through a digital wallet on a cashback portal?**
Wallet payments may be treated differently from direct card payments and could be excluded from SBI Cashback Credit Card cashback or portal rewards. For the best chance of eligibility, pay directly with the SBI Cashback Credit Card when the merchant and offer terms permit it.

**What should I check before using a cashback portal for SBI Cashback Credit Card cashback?**
Check the portal’s cashback rate, eligible products, coupon rules, payment restrictions, tracking requirements, payout threshold, and cancellation policy. Also review SBI Card’s latest cashback exclusions, eligible spending categories, calculation method, and applicable cashback cap.

**Is cashback portal income from SBI Cashback Credit Card purchases taxable?**
The tax treatment of card cashback and portal rewards can depend on how the reward is characterized and on your individual circumstances. SBI Card cashback is generally treated differently from business or promotional income, but you should consult a qualified tax professional for advice specific to your situation.

## Related

- All stores index (HTML): https://www.gotcashback.co.in/Stores/
- Site index for agents: https://www.gotcashback.co.in/llms.txt

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*Machine-readable metadata*

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