SBI Miles Credit Card Cashback & Rewards — 1 Portal Compared

SBI Miles Credit Card cashback is currently offered by one portal: CashKaro.com (₹1,200 back). GotCashback.co.in tracks SBI Miles Credit Card across 1 cash back portal.

Rates last checked 8 Oct 2026, 3:43 am IST

SBI Miles Credit Card cashback frequently asked questions

SBI Miles Credit Card cashback generally refers to cashback earned through a cashback portal when you shop at eligible merchants using your SBI Miles Credit Card. This is separate from the card’s own reward points, miles, or travel benefits.
Visit a cashback portal such as SimplyBestCoupons.com, search for the participating merchant, click through the tracked offer, and complete your purchase using your SBI Miles Credit Card. Follow the offer terms to qualify for SBI Miles Credit Card cashback.
In many cases, you may earn the card’s applicable miles or reward points and cashback from the portal on the same transaction. However, eligibility depends on the merchant, card terms, payment method, and cashback portal conditions.
Yes. You typically need an active account with the cashback portal before clicking through to the merchant. Log in first, activate the offer, and complete the purchase in the same tracked session.
Available merchants and rates change frequently. Check cashback portals such as SimplyBestCoupons.com for current SBI Miles Credit Card cashback offers, participating stores, exclusions, and promotional terms.
No. Cashback is usually available only for eligible purchases made through participating merchants after activating a portal offer. Gift cards, subscriptions, cancellations, returns, excluded products, and certain payment methods may not qualify.
Sign in to the cashback portal, open the merchant’s offer page, review the terms, and select the button that takes you to the merchant’s website. Complete the purchase without using an unapproved coupon or leaving the tracked session.
Cashback may appear as pending within a few minutes or several days, depending on the merchant and transaction type. Tracking times are estimates, so check the cashback portal’s offer terms for merchant-specific information.
Cashback can remain pending while the merchant verifies the order, payment, delivery, return period, and compliance with offer terms. It may also be delayed by merchant reporting schedules or technical tracking issues.
Cashback normally becomes payable after the merchant confirms that the transaction was completed and is not returned, cancelled, or disputed. The confirmation period varies by merchant and may take several weeks.
Once approved, cashback is usually paid through the cashback portal’s available withdrawal methods, such as bank transfer, digital payment, or gift cards. Options and minimum withdrawal limits vary by portal.
Only use coupon codes listed or approved by the cashback portal unless the offer terms say otherwise. An unauthorized coupon, promotional code, or third-party discount may prevent SBI Miles Credit Card cashback from tracking or being approved.
Using SBI reward points may affect cashback eligibility if the merchant or portal excludes transactions that are partly or fully paid with points, vouchers, or credits. Review the portal and merchant terms before placing the order.
Cashback may often be combined with a merchant sale, but the eligible cashback amount can exclude taxes, shipping fees, discounts, and other charges. Always review the current offer conditions before purchasing.
The cashback rate is normally determined by the cashback portal and merchant rather than by the SBI Miles Credit Card itself. Some offers may specify an eligible card, payment method, or card-linked promotion, so check the terms carefully.
Confirm that you activated the offer, used the correct merchant link, completed the purchase in one session, and met all exclusions. If the cashback is missing after the stated tracking period, submit a missing-cashback claim with your order details and proof of purchase.
You may need the order number, purchase date, order value, merchant name, registered email address, screenshots, and payment confirmation. Avoid sharing your full card number; provide only the information requested by the cashback portal.
Usually not. Cashback may be reversed or declined when an order is returned, cancelled, refunded, exchanged, charged back, or identified as ineligible under the merchant’s offer terms.
Cashback is commonly calculated on the eligible product value after discounts and before taxes, delivery fees, convenience charges, or other excluded costs. The exact calculation depends on the merchant’s current terms.
Compare current portal rates, activate the highest eligible offer, read exclusions, use approved coupons, enable tracking, avoid ad blockers when necessary, and keep order records until cashback is approved. Never make unnecessary purchases solely to earn cashback.

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